Workmen's Compensation / Employer's Liability 

It is a statutory obligation for every employer to take out insurance for compensation to his employers for death and/or permanent incapacity from accident sustained whilst at work. A statute of this effect was recently passed by Parliament with laws of the land mandating 60 months cover i.e. 5 years earnings for each employee for both Death and Permanent Disability.The cover is also extended to include medical up to a limit agreeable to you.